Coverage for the things you'd hate to lose
Jewelry, guns, furs… even your wine. Standard policies cap what they'll pay for valuables. If you need coverage for the things you treasure, we have a solution.
What's covered
What personal property coverage can include
Jewelry & watches
Engagement rings to collections — appraised and scheduled properly.
Firearms
Coverage for collections above standard policy sub-limits.
Fine art & antiques
Agreed-value protection for pieces that can't be replaced off a shelf.
Wine & collectibles
Yes, even your wine — plus cards, coins, and memorabilia.
Furs & apparel
Specialty items standard contents coverage undervalues.
Worldwide protection
Scheduled items are typically covered wherever they travel.
Is this you?
Who should schedule their valuables?
Newly engaged
The ring deserves better than a $1,500 policy sub-limit — schedule it from day one.
Collectors
Firearms, wine, art, cards: collections outgrow standard limits quickly.
Inheritors
Estate jewelry and heirlooms need appraisals and agreed-value coverage.
High-value households
Pair scheduled property with a high-value home policy for full protection.
The Tidal Shield difference
A boutique agency in your corner
Nearly 20 years on the coast
Licensed since 2006 and writing coastal property coverage ever since — we know storm season because we live it.
Never answered by a robot
Call the office and a licensed person picks up — the same people who write and service your policy.
Carriers that compete for you
Independent means options. We quote multiple carriers and bundle home, auto, and flood where it saves you money.
High-value home specialists
Access to carriers built for the high-value and high-net-worth market, with limits standard policies can't reach.
Client reviews
The family of agencies, in clients' words
Tidal Shield is the newest member of the family. These are real, unedited Google reviews of our founding sister agency, Coastal Shield Insurance — written about the same people now serving the First Coast.
“I've dealt with hundreds of customer service reps over the decades and I can say without reservation that Anna is in the Top 1% of service. She exudes warmth and competence.”
Neil Cotiaux
“Absolutely thrilled with the service Anna provided for both our car and homeowners insurance. She went above and beyond for us and our savings was remarkable!”
Dawn DiBrino
“The best customer service! Day or night, weekday or weekend, you can count on this team! Very dependable and pleasant staff!”
Renee Turano
Get started
Let's find the right coverage
Tell us a little about what you need to protect. We shop multiple carriers, come back with plain-English options, and never hand you off to a call center.
Request a free quote
It takes about a minute — or import your current policy with Canopy Connect from the Contact page.
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