Auto coverage shopped across carriers, not sold off a shelf
Florida roads, Florida rates. We quote several carriers to find the best coverage and price for your cars and drivers — and we re-shop when renewals creep up.
What's covered
What an auto policy can include
Liability
Bodily injury and property damage — the coverage Florida law is built around.
Collision
Repairs to your own car after an accident, regardless of fault.
Comprehensive
Theft, vandalism, storm damage, and that unavoidable Florida hazard: flooded parking lots.
Uninsured motorist
Protection when the other driver carries too little — common in Florida.
Medical payments
Immediate medical coverage for you and your passengers.
Roadside & rental add-on
Towing, lockout help, and a car to drive while yours is in the shop.
Is this you?
Who should re-shop their auto coverage?
Multi-car households
Bundling drivers and vehicles — and pairing auto with home — is where the real savings live.
New Florida arrivals
Moving from out of state resets your rates; an independent shop finds the soft landing.
Renewal sticker-shock
If your premium jumped at renewal, that's a signal to compare carriers, not accept it.
Teen & new drivers
Adding a driver doesn't have to break the budget — the right carrier matters most.
The Tidal Shield difference
A boutique agency in your corner
Nearly 20 years on the coast
Licensed since 2006 and writing coastal property coverage ever since — we know storm season because we live it.
Never answered by a robot
Call the office and a licensed person picks up — the same people who write and service your policy.
Carriers that compete for you
Independent means options. We quote multiple carriers and bundle home, auto, and flood where it saves you money.
High-value home specialists
Access to carriers built for the high-value and high-net-worth market, with limits standard policies can't reach.
Client reviews
The family of agencies, in clients' words
Tidal Shield is the newest member of the family. These are real, unedited Google reviews of our founding sister agency, Coastal Shield Insurance — written about the same people now serving the First Coast.
“I've dealt with hundreds of customer service reps over the decades and I can say without reservation that Anna is in the Top 1% of service. She exudes warmth and competence.”
Neil Cotiaux
“Absolutely thrilled with the service Anna provided for both our car and homeowners insurance. She went above and beyond for us and our savings was remarkable!”
Dawn DiBrino
“The best customer service! Day or night, weekday or weekend, you can count on this team! Very dependable and pleasant staff!”
Renee Turano
Get started
Let's find the right coverage
Tell us a little about what you need to protect. We shop multiple carriers, come back with plain-English options, and never hand you off to a call center.
Request a free quote
It takes about a minute — or import your current policy with Canopy Connect from the Contact page.
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